Real Estate

By building a wall of safety around your real estate assets, our advisors ensure that your commercial and residential properties are protected.

From real estate development and asset management firms to investment trusts, our real estate clients depend on us to understand the particular nuances of their industry.

Amsure, in conjunction with the insurance company that underwrites your firm’s insurance, provides the following specialized risk management products and services to our real estate clients:

  • Review rental agreements for adequate risk transfer wording and insurance requirements between owner and tenants
  • Structure contractual risk transfer and insurance requirements between owner and subcontractors (e.g., snow removal, general maintenance)
  • Collaboration with the construction manager/architect on new construction and renovation project specifications
  • Supervisory safety training and development of formal safety programs
    Insurance to value calculations/replacement cost estimators
  • Disaster recovery planning
  • Driver training programs
  • Infrared and thermal testing (in conjunction with the insurance carrier)
  • Fleet maintenance programs
  • Loss control inspections
  • HR-related services including:
    • Reviewing and developing policies/procedures
    • Environmental, safety and OSHA compliance
    • Employee handbook assistance
  • Benchmarking studies/industry data
  • 24-hour claim service

We provide the following insurance coverage to our real estate clients:

  • Blanket replacement cost on buildings and contents
  • Loss of Income (including loss of rents) and Extra Expense (up to 24 months)
  • Equipment Breakdown
  • Builders Risk insurance (ground up and renovations)
  • Commercial General Liability
  • Owners Interest General Liability (ground up and renovations)
  • Ordinance or Law coverage
  • Environmental Impairment/Pollution Liability coverage
  • Cyber Liability
  • Employment Practices Liability
  • Crime/Fidelity
  • Automobile/fleet insurance
  • Flood (including private market and NFIP)
  • Earthquake
  • Umbrella/Excess Liability
  • Workers Compensation and Employers Liability