Our clients specialize in basic and applied research and development (for profit and not-for-profit organizations), software development, hardware manufacturing, real estate holding and development, medical products manufacturing, nanotechnology, semiconductor manufacturing/fabrication, biotechnology, pharmaceutical manufacturing/distribution, as well as other similar “new economy” type industries.

We provide the following industry-specific services:

• Review of contractual agreements including insurance clauses associated with bid specifications, indemnification and hold harmless agreements, performance guarantee clauses, sponsor agreements, technology transfer/licensing agreements, human clinical trials, employee service arrangements, and merger/acquisition documents.

• Loss Prevention and claim cost containment programs

• Disaster Recovery Planning

• Pre- and Post-accident Investigation Programs

• Supervisory Safety Training and Development of Formal Safety Programs

• Driver Training Programs

• Fleet Maintenance Programs

• Loss Control Inspections

• Return to Work Programs

• HR-related services including:

  • Reviewing and developing policies/procedures

  • Environmental, safety and OSHA compliance

  • Employee handbook assistance

• Benchmarking Studies/Industry Data

• 24-hour claim service

We provide the following insurance coverage to our technology and life science clients:

• Research and Development Property (including coverage for research animals, vivarium, cells/cultures, and the cost to replicate lost research)

• Business Income Coverage (including loss of R&D income/grant funding)

• Equipment Breakdown

• Commercial General Liability (including Product Liability)

• Clinical Trials Insurance (including Human Clinical Trials)

• Healthcare Professional Liability/Medical Malpractice

• Abuse and Molestation Liability

• Intellectual Property Coverage

• Patent/Trademark/Copyright Infringement Coverage

• Environmental Impairment/Pollution Liability Coverage

• Cyber Liability (privacy/electronic data/HIPAA)

• Miscellaneous Professional/Errors and Omissions Liability

• International Coverage (including Foreign General Liability, Property, Automobile, Workers Compensation, Kidnap and Ransom, Accidental Death)

• Directors and Officers Liability

• Employment Practices Liability

• Fiduciary Liability

• Crime/Fidelity

• Product Recall Coverage

• Commercial Automobile (including Hired and Non-Owned Auto Liability)

• Employee Benefits Liability

• Umbrella/Excess Liability

• Employed Lawyers Professional Liability

• Unmanned Aerial Vehicle/Drone Coverage

• Aircraft/Watercraft Insurance

• Workers Compensation and Employers Liability

Speak with an independent insurance expert

Call us at (518) 584-5300 today.